About Social Security Analytics
Our Mission
At Social Security Analytics, our mission is simple:
To help every household make a clear, confident, and financially sound decision regarding one of
the most important retirement questions:
When to start Social Security retirement benefits.
For most people, Social Security is the foundation of retirement income. Yet the decision of when to claim benefits is confusing, emotional, and often made with incomplete information. We believe everyone deserves access to transparent, rigorous analysis - not rules of thumb, guesswork, or generic advice.
Why We Built this Service
Most tools fall into one of two extremes:
- Basic calculators that show your starting Social Security retirement benefit at 62, 67, and 70 - but don’t help you decide.
- Complex financial planning software that requires an advisor, a subscription, or hours of setup.
We built Social Security Analytics to fill the gap.
Our platform evaluates every possible claiming month using a valuation-based approach grounded in sound financial logic. It’s precise enough for experts, yet simple enough for everyday users. No jargon. No black boxes. Just clarity.
Always Free to Use
We believe that high-quality financial guidance should be accessible to everyone - not just those who can afford subscriptions or premium software.
That’s why Social Security Analytics is completely free:
- No monthly fees
- No credits or usage limits
- No paywalls
- No upsells or hidden tiers
You get full access to the same rigorous analysis every time you use the tool. Our goal is to empower better decisions, not to meter them.
How We Help
Social Security Analytics provides:
- Month-by-month optimization of claiming strategies
- Clear comparisons of the financial value of each option
- Adjustable assumptions for inflation, COLAs, discount rates, and longevity
- Straightforward explanations that make the decision intuitive
- A clean, modern interface designed for clarity and confidence
Whether you’re planning years ahead or deciding right now, our tools help you make a choice that aligns with your life, your goals, and your financial future.
Our Commitment
We are committed to:
- Accuracy - grounded in research and financial rigor
- Clarity - no hidden assumptions or confusing jargon
- Independence - no product sales, no conflicts of interest
- Empowerment - giving you the tools to make your own best decision
Your Social Security decision is too important to leave to chance. We’re here to help you make it with confidence.
The Bottom Line
Social Security Analytics exists to bring clarity to one of retirement’s most consequential choices.
We’re here to help you understand your options, compare strategies, and choose the path that maximizes your lifetime financial security - freely, transparently, and without barriers.